How You May Lose Your Social Security Disability Benefits
If you have become disabled, you may be unable to work. Earning income can be a challenging situation. That’s where Social Security Disability Insurance (SSDI) can be helpful.
SSDI provides monthly payments to those who are terminally ill or expect to be disabled for at least one year. Getting approved for these benefits can be a huge chore. It’s not an easy task, and it can take many months or even years for approval.
You may be elated once you do get approved for these benefits, but keep in mind that these benefits are not always permanent. Even after you get approved for them, you can lose them at any time for a variety of reasons.
Don’t get caught off guard. Here are some ways in which your SSDI benefits may suddenly end.
Too Much Income
If you get a job while receiving SSDI, you can keep your benefits for as long as nine months. This is what the Social Security Administration calls a “work trial period.” Currently, any month in which you bring in more than $1,110 in gross wages counts toward this nine-month trial period. The months do not have to be consecutive, but must be within a rolling five-year period. During these nine months, you can earn as much as you want while retaining your benefits. There is no limit.
After your work trial period, you’ll enter into a 36-month extended period of eligibility (EPE). If you exceed the EPE earnings limit, you won’t receive your SSDI payment for that month. In 2024, the EPE limit is $1,550 per month or $2,590 for those who are blind.
Medical Improvement
You receive SSDI based on a severe disability. Sometimes medical conditions improve over time. If you’re improved to the point where you are no longer considered disabled, your benefits may stop.
Incarceration
If you go to jail or prison, your SSDI benefits can be affected. If you’re incarcerated for more than 30 days, your benefits could be suspended. Once you are released from jail, though, you can have them restored for the following month.
Failure to Cooperate
Periodic reviews are required to determine if you still qualify for SSDI benefits. If you fail to attend medical exams or respond to requests for information, your benefits can be terminated.
Fraud
If you provided false information or misrepresented your disability status to obtain benefits, your benefits can be terminated. You could also face legal consequences.
Learn More About Social Security Disability Benefits
Social Security Disability benefits do not last forever. There are several ways in which you can lose them, so make sure you are following the instructions.
If you are disabled, get the help you need from a White Plains Social Security Disability lawyer from The Law Office of Michael Lawrence Varon. We’ll make sure you get the compensation you deserve. Call (914) 228-1770 or fill out the online form to schedule a consultation.
Source:
cnet.com/personal-finance/four-ways-you-can-lose-your-social-security-benefits/
